Start with the real question.

Bring the budget, preferred community or project, intended use and timeframe. If a unit is already under consideration, add its price, size, payment plan and any rental or service-charge information you have.

Bring the unit, tenancy position, current operating costs, desired timing and the outcome you need. The first task is to understand the price position and the file a serious buyer or tenant will need.

Bring the service-charge budget, tenancy record, handover status and the question you are deciding: lease, manage, hold, improve or exit. We start with what is known and name what still needs checking.

Use the open calculator to put price, rent, service charge, management, vacancy and acquisition costs in one view. It is not a forecast; it makes the assumptions visible before the conversation.

We separate what is known, what is assumed, what can be verified immediately and what would materially change the decision. You leave with a sharper next step, even when the answer is not to proceed.

Share the property link, building, price, layout, payment plan and non-sensitive extracts needed to frame the question. Do not send passwords, bank credentials or identity documents through an unverified channel.